Do you have the concept or the business but not the resource to launch or grow your own business? The Kafalat Loan makes it possible for you to achieve your dream.


Kafalat supports Start-ups and SMEs to get commercial bank funding by providing them loan guarantees.


Eligible sectors: industry, agriculture, tourism, high technology, traditional crafts.


Interest Rate:                                40% 1-year Treasury Bills + 3%


Interest Subsidy:                          Up to 4.5%


Commission:                                 2.5% yearly commission of outstanding guarantee amount


Six different programs are currently available, as detailed below:

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